Do you have a credit card? Have you ever used credit when you weren’t sure when or how you would pay it off? If you are like me, chances are good that you do just this – even on a regular basis. What if, now, you were to adopt this same borrowing philosophy when it came to your confidence? What if, under a stress or challenge you have never before faced, you extended yourself a ‘confidence advance‘ affording yourself the extra confidence today under the assumption you will acquire that confidence tomorrow? Are you using your ‘Confidence Credit Line’?

I’ve been reviewing some works in philosophy lately (I know most have been trained to sleep at the word ‘philosophy’, but keep reading) and the more I research, the more apparent it is that so much of who we are and what we become is a product of who we THINK we are and what we THINK we have become. While there are likely two camps on either side of this possibility- let’s assume for a moment that it is true. Let’s assume that what you THINK has some magical power on what you become. If that is the case (and I genuinely believe it is) – then starting now you can pretty much achieve most of what you set out to do. Of course be reasonable, but I think you follow my meaning. No longer do you need to be plagued with doubt about your own ability, your own competencies or your own chance of success. Success becomes a foregone conclusion that just takes time and dedication to achieve. What you THINK you can achieve, you can- just keep thinking that way. Soak this new super power in for a couple minutes… we’ll exercise it here shortly.

We are now equipped to achieve- even those things that yesterday we didn’t think we could do.

So what is achievement? We all know that achievement means to accomplish something, a goal or objective, but there is an important detail we shouldn’t overlook when it comes to achieving something we have never conquered before. Sometimes the experience you have gained through life IS NOT ENOUGH to accomplish something. Sometimes you have to wing it. Getting that first job, learning how to drive, climbing a new mountain, becoming a first-time parent- all of these are examples where everything you have personally experienced in life until now may not be enough to help you be successful. That’s where the ‘Confidence Credit Line’ comes in. If you don’t think you have quite enough confidence to achieve something – borrow it. Don’t know how you’ll pay it back? Does that consideration ever stop your MasterCard transaction? Rack that card up!

With our ‘Confidence Credit Line’ now like a gun at our hip, what challenges around you have you been too ‘confidence-poor‘ lately to afford? One of my first transactions on the ‘Confidence Credit Line’ was learning guitar. I was in high school and my father purchased a guitar that he was using to take lessons. To me that guitar was a blur of strings, frets and mind-numbing wooden complexity. As my father’s lessons continued, I heard a progression from the twangs, plunks and buzzes with which any new guitar player can relate to smoother chord transition- and ultimately into fluent songs. I finally decided- despite my initial doubt- that I could do this too and each day after school would sit in my parent’s room pouring through my father’s lesson notes- teaching myself one twang, plunk and buzz at a time. I just set it in my mind that I could do it- even though none of my experience leading up to that point could help me. Little did I know that I had been standing at the ‘confidence-ATM’ and digging in to the overdraft. What is your ‘guitar’? What is your ‘mind numbing-complexity’? Time to confront it.

On a final note- you need to be aware of some of the terms and conditions of the ‘Confidence Credit Line’:

A. Everyone is pre-approved for a ‘Confidence Credit Line’. You cannot be declined for any reason.
B. There is no limit on the ‘Confidence Credit Line’- only what you impose on your own spending.
C. The ‘Confidence Credit Line’ can be accessed anywhere, anytime, under any conditions.
D. Your first time using the ‘Confidence Credit Line’ may be difficult- but you can do it.
E. Refer a friend or family member to the ‘Confidence Credit Line’ and your future purchases get even easier as you surround yourself with ‘confidence wealth’.

Are you in overdraft right now? What purchase could you make today – NOW – that would have that balance sheet pushed into the negative? If you are already spending, that’s great. If not- what’s in your wallet?



 
 
 

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One Response to “The ‘Confidence Credit Line’”

  1. Carl Rioux says:

    Reilly, I can relate to this “Confidence Credit Line” as I not only had to borrow from it but I am well above the allocated credit limit. ;) When I was 19 years of age, I succumbed to a long battle to Ulcerative Colitis and was operated with a permanent blemish to my body. Being in my teens, this was not an easy thing to live with. Just imagine having to deal with personal relationships, having to explain this “defect” was one of the most difficult circumstances a teen can undergo. Not being able to wear certain clothe in the effort to hide this flaw was excruciating. Always being conscious of my surrounding in order to quickly react should anything be noticed was stressful and cause anxiety. Yet, I was able to learn and gain my confidence back. I was able to dip into overdraft and get more and more confidence as time passed. Today, I am proud to say that I am in collections for my ‘confidence credit line’ and I am not giving it back, ever! I have a beautiful wife, three amazing children, incredible friends, a great job, and will continue to debt myself using my ‘Confidence Credit Line’ as you so well describe in your article. Keep up the great post Reilly…I am a fan!

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